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Types of Motor Insurance:

Broadly there are two types of insurances policies that offer motor insurance cover:
  1. Liability Only Policy (Statutory requirement)
  2. Package Policy (Liability Only Policy + Damage to owner’s Vehicle usually called O.D Cover

Remember that if you take only a Liability Only Policy, damage to your vehicle will not be covered. Hence, it would be prudent to take a Package Policy which would give a wider cover, including cover for your vehicle.

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